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Aging – Stage by Stage

Most of us don't wake up one morning and realize we can no longer care for ourselves. The process of aging involves multiple stages; some of us will experience all of these while others go through a few. Each stage is unique. Understanding these stages will help you prepare for them so, whether aging alone or with a partner, you will be ready for whatever lies ahead. The stages include [...]

By |2020-02-28T02:25:02+00:00June 17th, 2019|Aging In Place|Comments Off on Aging – Stage by Stage

Holidays: A Great Time for Family Meetings

Holidays are about families coming together in celebration. This time of year offers an opportunity to hold a family meeting to address the needs of aging parents. Bringing the family support network together is a crucial step in planning for the aging process or addressing immediate concerns. Just as you dedicate time and energy to planning holiday gatherings, you can apply similar efforts for family meetings. Here are family meeting [...]

By |2020-02-28T02:28:07+00:00December 10th, 2018|Caregiving|Comments Off on Holidays: A Great Time for Family Meetings

Long Term Care Insurance – Is it enough?

So, you planned ahead. You purchased long term care insurance (LTCI). You paid the premiums religiously. You think that, when the time comes, you’ll just file a claim and receive a check. The process seems simple enough. Think again. Most LTCI policies require that the insured demonstrate either cognitive decline, as determined by the insurer, or show an inability to complete three activities of daily living (e.g., eating, dressing, personal [...]

By |2020-02-28T02:27:54+00:00November 17th, 2018|Aging In Place|Comments Off on Long Term Care Insurance – Is it enough?

Role Reversal – Why & When Children Become the Caretakers

It is inevitable that a transfer of decision making from parent to child will occur at some point in a parent’s life. So, what will this look like? It can be messy with hurt feelings, lost money, and inadequate care. Or, it can be wonderful with enriched relationships, gratitude, and peace of mind for all. The messy situations occur when people avoid the necessary conversations. This costly mistake has monetary [...]

By |2020-02-28T02:27:43+00:00July 19th, 2018|Caregiving|Comments Off on Role Reversal – Why & When Children Become the Caretakers

Want Retirement? Plan today!

Image a retirement that is all it’s hoped to be – fun trips, time with grandkids, long afternoons, gardening, and walks. Then it happens. A fall, an unexpected death, an illness, a slow but certain cognitive decline. The independence and freedom of a healthy retirement is gone. In the elder care world, we call this a “trigger event.” We have seen this happen over and over again. There is little [...]

By |2020-02-28T02:27:31+00:00June 7th, 2018|Independence|Comments Off on Want Retirement? Plan today!

Aging in Place

As published by RTD. AARP states that 87% of adults over 65 want to stay in their current homes as they age. However, realistic planning and the necessary conversations surrounding these logistics are often neglected. Far too many consider this planning to be an end of life issue which is anxiety provoking. I encourage you to view aging in place planning as an opportunity. You are planning on how to [...]

By |2020-02-28T02:28:59+00:00April 11th, 2018|Aging In Place|Comments Off on Aging in Place

When to Relinquish Responsibility

As published by Independence Advisors, May 14, 2018. We have all heard the story about: The grandmother who fell victim to a financial scam The widow’s house that fell into disrepair The son who had to take Dad’s driver’s license away because he crashed the car These costly mistakes may have been avoided had the individuals relinquished responsibility for the tasks before they were no longer capable of managing them. [...]

By |2020-03-31T04:59:41+00:00March 15th, 2018|Aging In Place|Comments Off on When to Relinquish Responsibility

Independence and Support: Helping Older Adults Find Balance

As published in the Montgomery County Estate Planning Council Spring 2017 News Letter. For many older adults, life after retirement is busy and full of meaning. Grandkids, volunteer work, travel and hobbies keep them active, engaged and full of life. But inevitably, something happens — an illness, a fall, the death of a spouse, or even a mild cognitive decline — and life becomes more stressful and difficult. Daily tasks [...]

By |2020-02-28T02:29:50+00:00May 14th, 2017|Aging In Place|Comments Off on Independence and Support: Helping Older Adults Find Balance
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