As a fiduciary, you help clients plan for tomorrow. But what happens when the person managing the household finances can’t anymore?
In many homes, responsibilities are divided, and often, one person takes the lead on managing the family’s financial life. If that person becomes incapacitated—or passes away first—everything can unravel quickly.
Many older adults don’t realize how much information lives “in their head” until someone else tries to step in. The surviving spouse or power of attorney may be left trying to piece together a complicated financial picture with missing pieces. The risk of errors, missed payments, or even fraud increases significantly.
At Life Managers & Associates, we offer Secure Services for the Future, a proactive solution designed to help older adults age in place with support, while providing peace of mind to fiduciaries, estate attorneys, and power of attorney agents.
What Is Secure Services for the Future?
This proactive service helps your clients stay organized and supported, without giving up control. Here’s how it works:
Step 1: Build the Foundation
We meet with your client to create a comprehensive personal inventory and financial summary—covering accounts, policies, bill schedules, document storage, and contacts.
Step 2: Annual Updates
We meet with your client annually to update the personal inventory and financial summary. This ensures we stay aligned with their evolving needs and your ongoing financial strategy.
Step 3: Activate Support When Needed
When it’s time, we step in with weekly, bi-weekly, or monthly assistance:
- Bill payment tracking
- Organization and paperwork
- Fraud detection
- Support for remote POAs and family
This seamless handoff helps preserve their independence while ensuring your financial or estate plan is followed effectively.
Relevant Resources for You and Your Clients
Get practical tips for simplifying household finances later in life
Identify Signs of Cognitive Decline
Give Your Clients the Gift of Preparation
Whether your client is newly retired or already showing signs of needing more assistance, Secure Services for the Future allows them to remain in control—while ensuring someone trustworthy is ready to step in when needed.
It’s not just about organizing paperwork. It’s about preserving dignity, ensuring continuity, and giving both you and your client a roadmap for managing life’s inevitable transitions.
Let’s connect to discuss how we can partner to support your clients’ long-term success.