Decades ago, your parents purchased a long-term care (LTC) policy. They have invested tens of thousands of dollars – or more – to give them the peace of mind that when and if they need it, the policy will cover the cost of their care. The policy has sat, untouched, for all this time and now your parents are ailing, and they are not sure how their policy works. It’s [...]
In this highly digital age, technology has become an integral part of daily life, offering numerous benefits that can significantly help older adults successfully age in place by enhancing health, quality of life, and social interactions. However, many seniors often find themselves hesitant or uncomfortable with using modern technology. This discomfort can stem from a range of factors, including a lack of familiarity, confusion over technical jargon and complex interfaces, [...]
A standard practice when drafting estate documents is for an attorney to ask their client to name someone they can trust to make important decisions including those regarding financial, legal, and healthcare matters when they are unable to do so for themselves. Of course, choosing the appropriate person is critical. But what happens when the client has no immediate family members or close friends available or nearby? It gets complicated. [...]
Spring cleaning is a time-honored tradition that becomes even more important as we age. In fact, there are numerous aging-in-place benefits beyond just neatening up your living space. Let’s look at how applying some elbow grease now can help you maintain your independence. Safety Clutter and disorganization can create perilous situations for seniors. Cords and loose rugs can become tripping hazards. Items tucked away on high shelves can induce a [...]
You are seeing signs of decline. Maybe it’s a lack of sharpness remembering things. It could be unsteadiness on a flight of stairs. The alarms in your head tell you that you need to talk to your aging parent(s) about the realities of their future living and care situation before a crisis arises. It is rarely an easy conversation. But, to ensure that your parents can maintain their independence for [...]
For many seniors, the ability to remain in their home for as long as possible is a priority. For some, the set up and supports may already be in place, but for others the question becomes how do you achieve it? Determining the feasibility and longevity of that goal is a multi-step process. It requires older adults and family members to analyze the current and future potential living conditions to [...]
Everything we do at Life Managers & Associates is dedicated to helping seniors maintain their independence. Advance planning is the key. Over the past twelve years of supporting older adults, we have experienced it all. We started in 2012 managing the administrative and organizational needs of our clients to make it easier for seniors to tackle day-to-day activities – enabling independence. During this time, we have seen families that have [...]
The end of the year is a frenzy of activity for financial and legal professionals as you rush to assist clients with maximizing retirement contributions, minimizing tax bites, facilitating donations, reviewing estate plans and so much more. Completion of these tasks can become more challenging as your clients age. As professionals who work with seniors, whether you are an attorney, financial advisor, or you provide support in the home as [...]
We have often remarked that the age at which a senior begins to decline physically and/or cognitively is different for everyone. And we’ve acknowledged that even the mere thought of deterioration is nothing anyone enjoys thinking about. But, perhaps the most jolting situation occurs when one spouse/partner of a vibrant couple becomes suddenly incapacitated or loses the ability to live as actively as they had in the past. In many [...]
Over the past several decades, advances in healthcare have extended our life expectancies. New smart technologies have enhanced our ability to remain at home for a longer period as we age. What was a stark line in the sand that indicated the need for care has become blurred. There is now a time in between. A time when our minds and bodies are slowing down, but our ability to remain [...]
