Maintaining Physical Independence Our cognition dwindles with age, but so does our body. In fact, our physical health often goes first. It can be hard to notice the small and gradual physical declines from day to day, which can make it difficult to know when we need to start asking for help. The relative rates at which our bodies start to give out are what separate us, and will ultimately [...]
Cognitive health allows us to make decisions and perform tasks through thought, experience, and the senses. Naturally, with age, our cognitive abilities will decline which impacts our ability to recall or remember, perform simple math, and the ability to reason or judge. When our cognition starts to diminish, the feeling of being overwhelmed may take over while we try to keep up with everything as if nothing has changed. [...]
6 Ways to Support Independence at Home Many elders are vulnerable, isolated, alone and often feel afraid. Together we can keep them safe, encourage a sense of community, and quell their fears. We have put together a list of activities that your clients or family members can engage with to help them maintain their independence. Each activity supports a different area of independence: cognitive, physical, financial, emotional, social and purpose. [...]
Much has been written regarding “getting your affairs in order.” Too often planning is geared towards incapacity; a will, power of attorney, and advanced directives are created. What is overlooked is the importance of planning for what happens in the years prior to incapacity. There is a stage between independence and incapacity that require careful planning. The interdependent stage of aging is when the person can manage their life but [...]
September can arrive with a force. Suddenly the kids’ school activities, coupled with work responsibilities, become overwhelming. Add caring for an aging parent to the list and the squeeze tightens! Enter the Sandwich Generation. Caring for aging parents demands attention, time, and resources. Combine this with a career and raising kids and you have the perfect storm. Why is our society so squeezed? The answers: Older Americans are in a [...]
Aging alone is challenging and scary! “Solo Elders” is the term used to describe older individuals who have no partner or children. This can also include seniors with children who are estranged. Often, estate planning and long- term care are the biggest issues they face. They do not know who to leave their estate to and they are concerned about who will care for them. In addition, they face fears of isolation and loneliness. [...]
Most of us don't wake up one morning and realize we can no longer care for ourselves. The process of aging involves multiple stages; some of us will experience all of these while others go through a few. Each stage is unique. Understanding these stages will help you prepare for them so, whether aging alone or with a partner, you will be ready for whatever lies ahead. The stages include [...]
Holidays are about families coming together in celebration. This time of year also offers an opportunity to hold a family meeting to address the needs of aging parents. Bringing the family support network together is a crucial step in planning for the aging process or addressing immediate concerns. Just as you dedicate time and energy to planning holiday gatherings, you can apply similar efforts for family meetings. Here are family [...]
So, you planned ahead. You purchased long term care insurance (LTCI). You paid the premiums religiously. You think that, when the time comes, you’ll just file a claim and receive a check. The process seems simple enough. Think again. Most LTCI policies require that the insured demonstrate either cognitive decline, as determined by the insurer, or show an inability to complete two activities of daily living (e.g., eating, dressing, personal [...]
It is inevitable that a transfer of decision making from parent to child will occur at some point in a parent’s life. So, what will this look like? It can be messy with hurt feelings, lost money, and inadequate care. Or, it can be wonderful with enriched relationships, gratitude, and peace of mind for all. The messy situations occur when people avoid the necessary conversations. This costly mistake has monetary [...]
